About Us

MISSION, HISTORY & VISION

OUR HISTORY

More Than 100 Years of Combined Experience

Clear Financial Strategies was originally founded under the name of our sister company, Wealth Preservers, before it was established as a separate fee-only RIA in 2006. Each of the company principals have more than 30 years of financial industry experience ranging from broker to advanced markets consultants, ERISA specialists and Wealth Management Advisors.

During our tenure, we have witnessed, first hand, the conflicts of interests, commission sales abuses, hidden fees and every other unethical practice in the financial services business. Out of that experience, our founder, has produced a white paper regarding business retirement plan risks as well as an eBook on the conflicts so common on Wall Street. Both are available upon request.

THE MISSION

Service with Integrity

Clear Financial Strategies provides small to mid-sized businesses; the owners, executives, and families, a fiduciary process to enhance their opportunity for financial success. As a fee-only Registered Investment Advisory (RIA) firm we avoid the common conflicts of interest that are so prevalent in today’s financial marketplace.

Most of today’s larger investment firms are focused on the interests of their shareholders or firm. Rather than copying their model by receiving commissions, revenue sharing, spreads or any other forms of compensation from a third party, we have chosen to sit on the same side of the table with our clients.

Our only loyalty is to our clients, our sole source of compensation.

YOUR CHOICE

It Matters

Did you know that you have a choice in the way you pay for financial services that could dramatically impact your bottom line? For example, a Registered Investment Advisor (RIA) receives no compensation for securities transactions like a traditional broker. Instead, an RIA is compensated on a small percentage of the value of the account(s) managed. In this way, the RIA’s interests are aligned with yours. The more money you make the more the RIA makes and, to us, that just makes sense.

THE DIFFERENCE BETWEEN RIAS AND BROKERS

OUR PAY IS FEE-ONLY

Rather than get a commission when you buy a particular investment we recommend to you, our compensation directly reflects how well your accounts are performing. The more you make, the more the we make, so meeting your goals is our number one priority.

BAD INVESTMENT? BROKER GETS PAID

Brokers are compensated by a commission on what they sell you. The broker gets paid whether or not you make any money on your investment.

WE MAKE YOUR GOALS OUR PRIORITY

RIAs, by definition, are fiduciaries and, therefore, are legally required to put the interests of their clients before their own.

BROKERS TYPICALLY ARE NOT FIDUCIARIES

Brokers typically cannot be fiduciaries because they are employees of the brokerage firm that compensates them.

CONFLICTS OF INTEREST DISCLOSED

Being fiduciaries, RIAs can only receive compensation from their clients and no other source unless disclosing any conflicts of interest.

CONFLICTS OF INTERESTS NEED NOT BE DISCLOSED

Brokers are subject to many conflicts of interest due to their firm’s market making, investment banking and product manufacturing activities. They are not required to disclose those conflicts.

Discover why we have been listed in Chicago Magazine as one of the top financial services firms in Chicago since 2012.

CONTACT US

1 (855) 972-9564

CALL NOW

info@clear-fs.com

CONTACT

DISCLOSURES:

Clear Financial Strategies, LLC is an Independent Registered Investment Advisory Firm. Clear Financial Strategies, LLC is licensed in FL and IL. We are eligible to license in any other state as necessary. Our Online Privacy Policy can be viewed here. Our Business Continuation Plan Summary is available here.